When it comes to managing your finances, there’s a lot of confusion around the terms “cheap” and “frugal.” Are they…
Author: reluctantfrugalist
What to do after a layoff? 9 Things to do Now
If you have recently lost your job, the initial shock and stress can be overwhelming. It’s hard to know where…
Black FIRE Series
Pursuing Financial Independence Retire Early (FIRE) as an African American is more difficult than for other ethnic groups. This stems…
5 Easy Steps to Opening Roth Accounts for Kids
Children are a blessing and a responsibility. With the right amount of preparation and forethought, you can help them reach…
7 Reasons to Avoid High Expense Ratio Index Funds
Index funds are the simplest and most cost-effective way to invest. They don’t require a lot of research or management…
What to Do When You Owe Thousands in Taxes
If you owe the IRS thousands of dollars, it can be scary. You may feel like there’s no way out…
Living A FIRE Lifestyle, Without the FI Status
FIRE (Financial Independence Retire Early) has been a buzzword in the personal finance community for several years. According to a…
10 Highest-Paying & Best Trade Jobs
Trade jobs are a great way to make a living, especially if you like to work with your hands and…
The Road to Retirement: A Roadmap to Follow
The path to retirement is a journey that every person will take at some point in life. Before you embark…
What is The Simple Rule of 72?
The Rule of 72 is a quick and easy way to estimate how long it will take for your savings…