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Editorial Policy

The Reluctant Frugalist publishes practical guides and calculators for spending less without feeling deprived. This page explains how that content is made and kept accurate.

How articles are produced

Articles are AI-assisted and human-edited. We use AI writing tools to help research, outline and draft. Every article is then reviewed, fact-checked and edited by a person before it is published, and a person is accountable for what appears on the site.

Accuracy and sources

  • Prices, rates, limits and rules are checked against primary sources such as official program pages, retailer listings and government publications where possible.
  • Calculators show their assumptions next to the results so you can check them against your own situation.
  • Figures that change often are dated, and we revisit high-traffic pages to keep them current.

Independence and money

The site is funded by advertising and affiliate commissions. Commissions never change what we recommend or how products are ranked, and advertisers do not review or approve content. Affiliate links are explained in our Affiliate Disclosure.

Not financial advice

Our content is general education, not personalized financial, tax or legal advice. Consider your circumstances and consult a qualified professional before making major financial decisions.

Corrections

Found an error? Send the page link and the correction to [email protected] or use our Contact page. Verified corrections are made promptly.