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Cheap vs Frugal: What’s the Difference?

When it comes to managing your finances, there’s a lot of confusion around the terms “cheap” and “frugal.” Are they one and the same? Is being frugal always better than being cheap? What are the advantages and disadvantages of each approach? In this article, we will explore these questions in depth.

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Black FIRE Series

Pursuing Financial Independence Retire Early (FIRE) as an African American is more difficult than for other ethnic groups. This stems from two main factors: (1) The historical wealth gap, and (2) low educational attainment levels. However, it is possible to achieve FIRE despite these obstacles. You cannot do it alone, however; you will need the …

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